11 Oct 2020

Loans, Personal Lines Of Credit and Bank Cards

Loans, Personal Lines Of Credit and Bank Cards

From purchasing very first house to refinancing a mortgage that is existing or using our Car Buying solution to getting a credit card with competitive prices and zero charges, we’ve got the loans and credit lines you will need.

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Home Mortgages

Select a loan provider you are able to trust. At DOCFCU, our experienced lenders should be you to choose the mortgage option that fits your needs and budget with you every step of the way, helping.

  • Fixed and adjustable rate options available
  • Loan amounts from $75,000 – to $1,500,000
  • Designed for main residences or 2nd domiciles (no investment properties)
  • Loans as much as 97% loan-to-value*
  • First and mortgage that is second loans as much as 90per cent loan-to-value
  • Handle your loan on the web, including payments that are making
  • Designed for domiciles in every 50 states
  • Obtain a personalized, no responsibility price estimate
  • Get pre-qualified for the next home loan
  • Explore the resource offered to help you produce choices that are smart

Convenient On The Web Mortgage Access

You will see your home loan statement, review your re payment history, look at your escrow balances, and even make a primary payment that is online your bank account.

Have Mortgage Concerns?

For concerns regarding our application procedure, to have pre-approved or even to ask questions that are general getting a DOCFCU mortgage, please contact our professionals directly:

  • Mike B. (202) 808-3628
  • Celia M. (804) 368-6036
  • Ron V. (804) 588-4787
  • or e-mail us at info@docfcu.org

For concerns relating to your DOCFCU home loan application, please contact us at (804) 588-4788 or e-mail us at info@docfcu.org

For concerns about your DOCFCU home loan, please contact our home loan servicer at (877) 636-9790

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Residence Equity Loan and credit line – Zero Closing expenses*

A house equity personal credit line from DOCFCU are a smart option to fund a number of requirements, including a house renovation or repairs, education expenses, the journey of a very long time, and even just to combine financial obligation. Our lenders that are experienced willing to assistance with tailored credit line only for you.

A house equity loan, or trust that is“second, is another choice that substitutes a hard and fast price for the adjustable rate of a property equity personal credit line.

*No closing costs on an advance that is initial of10,000 or higher. Borrow as much as 90% of the home’s value (minus your very first home loan balance) as much as $250,000 needs to be eligible for DOCFCU membership. Other limitations may use, call us for details. NMLS #810389

Residence Equity Credit Line

  • The lowest adjustable interest price of Prime+0*
  • No closing expenses for an advance that is initial of10,000 or even more
  • Tax-deductible interest payments (check with your income tax consultant for details)
  • The capability to borrow as much as 90% of http://speedyloan.net/uk/payday-loans-dev/ the home’s value (minus your mortgage that is first balance as much as $250,000

Residence Equity Loan (2nd Trust)

  • A minimal rate that is fixed
  • Tax-deductible interest re re re payments (consult with your taxation consultant for details)
  • The capacity to borrow as much as 90per cent of the home’s value (minus your mortgage that is first balance as much as $100,000

Prices

Have actually questions? We’re right here to assist. Today please call 202.808.3600 to speak with one of our loan specialists.

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Automotive Loans

A car loan from DOCFCU will allow you to drive a difficult discount. Whether you’re thinking about purchasing a brand new or utilized vehicle, or refinance your existing automobile loan to save lots of cash, our low prices and value-added solutions could make a difference that is big.

  • Up to 105per cent on brand new and used financing
  • Fast approvals ( Within twenty four hours or less)
  • Price matching open to qualified users
  • Union rewards discounts (can’t be along with match price)
  • Free Autocheck for utilized cars with application for the loan

DOCFCU Automobile Buying Service, Running On TrueCar â„¢

We shall additionally offer offer an associate .25% off the price when they utilize real automobile and supply us aided by the certification of purchase.

Automobile Loan Calculators

Make use of our calculators to assist you calculate your payments that are monthly.

Extra Solutions

There’s more to an intelligent deal when compared to a price that is good. That’s why you can expect a number of extra programs and tools that will help you both purchase sensibly and protect your investment.

Extra Services

GAP Insurance to safeguard Your Loan

Assured resource Protection (GAP) insurance assists relieve your economic burden if you are paying the possibly high-cost distinction between your insurance coverage settlement as well as your loan stability on products straight pertaining to the acquisition of one’s automobile.

A loan officer at 202.808.3600 for more information, be sure to contact .

Features
  • 90-day look that is free you may possibly cancel your security within 3 months of one’s enrollment date and receive a complete reimbursement with no termination cost.
  • Skipped payments – security includes skip-a-payment or delinquent-payment features when it comes to life regarding the agreement that is financial.
  • Available on loans – safeguards brand new and utilized vehicles.
  • Main automobile insurance deductible – pays as much as $1,000 of one’s car tax deductible.*
Extensive Car Provider

Protect yourself from unanticipated, high-cost repairs, not forgetting, raise the resale value, if you opt to offer your car or truck.

Many major vehicle repairs happen following the factory guarantee duration finishes. Without an automobile Service Agreement (VSA) — you may possibly find yourself investing in unanticipated and repairs that are expensive. Being outcome, extended protection for automobile repairs is becoming absolutely essential. Department of Commerce Federal Credit Union has teamed up with Intercontinental Warranty Services to offer you a far more affordable way of protection for the brand new or qualified pre-owned car.

Consult with your loan officer regarding the choices and understand how you might cut back to 50% off dealer rates. You might qualify for protection even although you don’t now have a car loan with Department of Commerce Federal Credit Union.